I just got a call fro GE. I forgot to pay my bill yesterday with everything going on.
I told the rep to go ahead and take it out and sorry I forgot, and BAM!, they hit me with a $39 late fee and a $15 pay by phone fee.
I financed with them because it was the easiest, since I was at the dealer anyways.
I definitely will not be late again... I gotta fill out that automatic payment paperwork.