In jersey you must be in possession of you documents. Insurance is not linked up to registration. So if pulled over you need your drivers license with motorcycle endorsement, valid registration and proof of insurance. Even if you have all that but you don't have something with you, that is a failure to produce documents (like $160 ticket). The system can check for your license and registration and if valid in the system you can proceed. Within 24 hours you have to return to the town where the ticket was issued and show proof the you are indeed in possession of the documents. That will get your ticket reduced by 1/2.
Thats why I want to keep as much of my stuff with the bike. I guess the zip lock bag with the tool pouch is the only option.